Interest Rates w.e.f. 01.12.2018
Housing Loan (New)
|
Up to 30 Lacs |
10.00% |
|
Housing Loan (Old) |
12.00% |
Ind. Shed (SSI) Loan Personal Loan
|
On Sanctioned Limit 12.00% Up to 1 lakh |
12.00% |
Vehicle Loan Education Loan
|
Two Wheeler 11.00% On Sanctioned Limit |
11.25% |
|
Four Wheeler [Margin @10%] |
9.50% |
|
Four Wheeler Above 20 Lacs |
9.25% |
|
Commercial Vehicle [Margin @10%] |
11.00% |
Against KVP/NSC/LIC
|
On Sanctioned Limit |
11.25% |
Against Shares (Demat)
|
Up to 10 Lacs [Margin @50%] |
13.25% |
Secured Term Loan
|
Term Loan (Purchase Office & Shops) |
11.50% |
|
Term Loan (Mortgage) |
13.00% |
Home Appliances
|
On Sanctioned Limit [Margin @30%] |
14.00% |
Cash Credit Limit
|
Up to 25 Lacs |
12.25% |
|
Above 25 Lacs |
12.50% |
Secured Cash Credit
|
Up to 25 Lacs |
12.25% |
|
Above 25 Lacs |
12.50% |
Term Loan to Builder
|
On Sanctioned Limit |
13.00% |
Staff Loan
|
On Sanctioned Limit |
10.00% |
Loan Against Fixed Deposits
|
On Sanctioned Limit |
ROI + 1% Extra |